Preheat oven to 350°F

Grease a loaf pan and set aside.

Gather all your ingredients, your cream cheese, butter and eggs should be at room temperature.

Mash your banana using a fork and set aside.

In a large bowl, add in your melted butter, eggs, vanilla extract, sour cream and bananas then mix.

Add in your granulated sugar, give it a quick mix then add in your brown sugar and mix

In a separate bowl add flour, baking soda and cinnamon and salt. Whisk the dry ingredients until there are no lumps then dump the dry mix into the wet mixture.

Using a spatula, give the bowl a quick mix then set a side.

Using a hand mixer, mix your room temperature lactose free cream cheese until creamy.

Add in vanilla, sugar, flour, and salt then set aside.

Grab your already greased loaf pan and pour half of the banana bread mixture into the pan. Next add in the cream cheese filling and pour the remaining banana bread mixture over top.

Place loaf pan into the oven and bake for about 40-45 minutes.